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Vehicle Service Contracts – Premier Essential VSC

Premier Essential VSC is designed to respond efficiently to evolving manufacturer’s warranty coverage changes, align extended eligibility mileage to match the industry’s trend toward longer warranty terms, and provide simplified pricing. It provides mechanical breakdown coverage for a variety of major automotive components and can supplement or extend the original manufacturer’s warranty.

Through our eRating and eContracting, your dealership can easily obtain all available plans and accurate, real-time pricing for each vehicle and owner, in addition to printing customized contracts on-demand that include state-specific language, terms, mileage intervals and the selected deductible and coverage plans.

Primary Benefits

  • Plan tailored to each customer’s driving and financial needs
  • Four possible coverage options
  • Dealer-branded materials available
  • eContracting prints a professional contract with the exact terms and coverage purchased
  • eRating eliminates rating errors and identifies all coverage options available to a customer

Customer Benefits

  • Coverage provided beyond the original manufacturer’s warranty
  • Protection from unforeseen repair costs
  • Flexible coverage and pricing options
  • Transferable to subsequent vehicle owner
  • Roadside assistance and reimbursement for substitute transportation/trip interruption

Underwriting Guidelines

All covered components must be functioning properly at the time of warranty sale.

  • New Vehicles: Not previously titled and with less than 12,000 miles on the contract purchase date
  • Extended: Does not qualify as new, but with at least 1 month and 1,000 miles remaining on the new vehicle factory warranty
  • Certified Pre-Owned: Certified by the manufacturer and with a certified pre-owned manufacturer’s warranty or dealer limited warranty administered by PDS
  • Pre-Owned: Current +9 model years only and not in any category above
  • Deductible and surcharge options may apply

NOTE: Please see a copy of the Premier Essential Dealer agreement, customer schedule and booklet for a complete list of underwriting guidelines, terms, conditions, exclusions and limits of liability.